Please note in order to keep these great intro rates,
payments cannot be dishonored according to the terms, you cannot miss a payment to us: more than twice in the previous six months or more than three times in the
previous 12 months, or; that remains unpaid 30 days or longer at any time in the previous six months or remains unpaid 30 days or longer more than once in the
previous 12 months, or that remains unpaid 60 days or more at any time in the previous 12 months. Please note the intro rates do not apply to cash advances. We
reserve the right to change the account terms should your credit profile change or for other reasons described in the Summary of Credit Terms. Payments may be
allocated to the lower APRs first. An introductory balance transfer fee of either $10 or 4% of the amount of each transfer, whichever is greater, for balance transfers
made in the first 6 billing cycles. After that, either $10 or 5% of the amount of each balance transfer, whichever is greater. All changes in terms will be subject to
the requirements of applicable law. Offer applies to new accounts only.
* For additional information about Annual Percentage Rates (APRs), fees and other costs, please see the Summary of Credit Terms.
† See Rewards Terms and Conditions in the Summary of Credit Terms for details. Cash back is received in the form of a credit to your account.
This card is issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Visa U.S.A. Inc.
Copyright © 2013 First National Bank of Omaha. All Rights Reserved.