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DollarDays International, Inc.
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The Poor, the Elderly, the Disabled Stand to Lose the Most, by

-- 21 December, 2012 --

More American's used food stamps to buy their Thanksgiving dinner than any time in our history according to US News & World Report. 42.2 Million of us are on food stamps, and the food stamp program ( now called SNAP - Supplemental Nutrition Assistance Program), costs the US Government $72 Billion last year. This means 1 in 7 US residents receive SNAP benefits.

According to the Congressional Budget Office, three out of four SNAP households include a child, a person age 60 or older, or a disabled person. Households with very low income of about $8,800 a year are the receivers of SNAP. The average monthly SNAP benefit per household was $287, or $4.30 per person per day. This was a 70% increase in SNAP benefits from the 26 million people who received benefits in 2007. If we need one measurement of how crushing this recession has been, this is it.

So here we are in the last month of 2012 with our government facing another crisis (commonly now referred to as the fiscal cliff) and wouldn't you know that charitable giving is once again in the forefront of cuts. According to CNN, the charitable deduction is the 9th. largest tax expenditure in the federal budget. In 2014, the amount of revenue the government would forgo from those claiming charitable deductions is estimated to reach $52 Billion. Currently the wealthiest Americans can write off as charitable deductions 35% of their total contributions and President Obama wants to move that down to 28% in the latest rounds of negotiations on Capitol Hill.

The Chronicle of Philanthropy reports that there are significant differences in how much we give. In Utah and Mississippi households average 7% of their income to charity, while in Massachusetts and 3 other New England states, giving is under 3%. Middle class Americans give a far bigger share of their discretionary income, with households earning $50,000-$75,000 giving an average of 7.6% of their income to charity compared to 4.2% of people making over $100,000. Religion has a big influence on giving patterns. Two of the top nine states giving the most as a percent of income are Utah and Idaho, who have a high number of Mormon residents that have a tradition of tithing 10% of their income to the church. All of the other seven top states are in the Bible belt.

Although not all nonprofit income is tied to tax incentives, the fear among nonprofits is that much of it is tied to what Washington will be deciding in the next few weeks. According to The Arizona Republic and using Arizona as an example state, 28% of Arizonans claimed federal tax deductions for nonprofit organizations that totaled $2.73 Billion. The charitable deduction is especially popular as you climb the income scale - whereas 12% of taxpayers earning less than $50,000 claimed this deduction, 81% of those making more than $100,000 claimed the charitable deduction.

Who is going to help those in need if a change our government makes decreases the incentive many American's have to give? In states where the population has a tendency to give anyway, those in need may be propped up, but in states where tax incentives drive giving, those in needs may be in real trouble. America has always relied on The Salvation Army or The Gospel Rescue Missions to take care of those less fortunate. At DollarDays on our Facebook page, we are giving away 1,000 Marc Gold socks to nonprofit organizations in need this December, so please nominate one you think deserves the help.

In reality, giving has got to come from the heart, not because you are saving some taxes. In actuality, though, movements by the government to guide how we live and spend our money are a major influence on how nonprofits get funding. All of us, who trust in the good of nonprofits, must let our leaders know that we believe it when the nonprofit organizations tell us that they fear this fiscal cliff will shut down donations; and this result touches us all. Here is a link to a website that will help you contact your members of Congress to tell them of your concern. This recession has taken its toll deeper than anyone expected. When over 42 million Americans have to rely on our government for food stamps and most nonprofits must also rely on our government to help influence donations coming their way; we cannot absorb any more hits to our charity safety net. The lame duck session is now going on in Washington. We cannot afford lame duck results.
About DollarDays International, Inc.
DollarDays International is a Web-based virtual warehouse, where small business owners and charities can find great deals on small business-sized orders for more than 160,000 consumer products, from toys and household décor to apparel, electronics and seasonal merchandise. Due to its innovative business model, DollarDays prices are not only often far below those which most small business are accustomed to, but the offerings include many name-brand products as well as rock-bottom pricing on overstocked and closeout items. DollarDays International helps its customers to select those items, both seasonal and everyday, which sell quickly to promote both a higher inventory turn and better margins. In 2006, DollarDays made its debut at number 158 on Inc. Magazine 500 list of fastest growing private companies and recently was named one-of-50 second-stage Arizona “Companies to Watch” by the Arizona Small Business Association. DollarDays' prices are among the lowest available to small businesses. Membership is free and any small business is eligible to shop at